PRICE REDUCED – Sellers have found their next home! Tucked into one of Costa Mesa’s most sought-after pockets, 2404 Niagara Way offers a front-row seat to the best of Orange County living. Positioned perfectly between the coastal energy of Newport Beach and the thriving tech hub of Irvine, this upgraded 3-bedroom, 2-bath townhome delivers the ultimate low-maintenance lifestyle—just 10 minutes from the sand. Located in the highly desirable Monticello community, this turnkey property has been lovingly maintained as a vacation home and is completely move-in ready. Step inside to find a light-filled, open-concept layout featuring laminate flooring throughout (no carpet), a remodeled kitchen, and updated bathrooms. The floor plan flows seamlessly from the living room out to your private oasis. The downstairs bedroom and full bath offer excellent flexibility for guests, a home office, or rental potential. Upstairs, you'll find two oversized bedrooms with generous closet space, abundant natural light, and direct access to a beautifully renovated bathroom. Outdoor living is where this property truly shines. The private, partially covered back patio is fully decked out with built-in seating and an included fire pit—perfect for year-round entertaining. Out front, a welcoming porch overlooks a quiet interior courtyard, giving the community a warm neighborhood vibe. Rare for this price range, the home includes an enclosed 2-car garage, a permit for a third community parking spot, a brand-new electrical panel, and three portable A/C units to complement the cool coastal breeze. The location is exactly why people flock to Costa Mesa. You are minutes from the Back Bay Trail, South Coast Plaza, The LAB Anti-Mall, Triangle Square, major freeways, and John Wayne Airport—plus walking distance to Orange Coast College, Vanguard University, and the OC Fairgrounds. Best of all, the low-stress HOA covers water, trash, pools, spas, a clubhouse, and guest parking. With NO land lease and NO Mello-Roos, this is a rare opportunity to own near the coast without the detached-home price tag. Whether you're a first-time buyer or a savvy investor, this is your ticket into one of OC’s hottest markets!